Tour participants are required to have trip insurance. At a minimum, that insurance must cover emergency medical expenses, medical evacuation, quarantine and related expenses from COVID-19, transportation delays, and trip cancellation, and a copy of the policy must be on file with us prior to the trip’s departure. We strongly advise travelers to have a more comprehensive policy that covers things such as lost luggage, change fees, and trip interruption, and if you would like assistance in locating an insurance plan, we will be glad to help you.